Gemini (Google AI plans) vs Microsoft Copilot (Microsoft 365 for home) pricing

As of , Gemini (Google AI plans)'s lowest-priced plan is $4.99/month (Google AI Plus, billed monthly) and Microsoft Copilot (Microsoft 365 for home)'s is $9.99/month (Microsoft 365 Personal, billed monthly). Both have a free tier.

Prices are from each vendor's official pricing page, checked on . This page has no affiliate links.

Prices checked by handSource: each vendor's official pricing page

Gemini (Google AI plans) plansPricing page (source)

Microsoft Copilot (Microsoft 365 for home) plansPricing page (source)

Gemini (Google AI plans) and Microsoft Copilot (Microsoft 365 for home) compared (checked Oct 18, 2026 on each vendor's pricing page)
FactGemini (Google AI plans)Microsoft Copilot (Microsoft 365 for home)
Lowest monthly price$4.99/moGoogle AI Plus$9.99/moMicrosoft 365 Personal
Lowest annual price—$8.33/moMicrosoft 365 Personal, billed annually
Free tierFlash-Lite model, image generation and editing, Deep Research, Gemini Live, Canvas, Gems. 15 GB storage.Limited Copilot use with a free Microsoft account. No numeric limit published.
Included usage (lowest-priced plan)2x Free usage limits. Flash models, video generation, 200 Flow credits, 400 GB storage.1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year.
Paid plans listed43
Source, checkedSource Source

Each value is copied from the vendor's pricing page with its check date. "—" means the page did not state it. This page states facts only and does not pick a winner.

Gemini (Google AI plans) vs Microsoft Copilot (Microsoft 365 for home): questions

Which has the lower monthly price, Gemini (Google AI plans) or Microsoft Copilot (Microsoft 365 for home)?

Gemini (Google AI plans) Google AI Plus costs $4.99/month and Microsoft Copilot (Microsoft 365 for home) Microsoft 365 Personal costs $9.99/month, both billed monthly (checked ). Usage limits differ: see the table.

Do Gemini (Google AI plans) and Microsoft Copilot (Microsoft 365 for home) have a free plan?

Gemini (Google AI plans): yes (Flash-Lite model, image generation and editing, Deep Research, Gemini Live, Canvas, Gems. 15 GB storage). Microsoft Copilot (Microsoft 365 for home): yes (Limited Copilot use with a free Microsoft account. No numeric limit published).

Other side-by-side comparisons

All plans: Gemini (Google AI plans) pricing · Microsoft Copilot (Microsoft 365 for home) pricing · AI chatbot pricing table

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How this data is collected: Prices are read by hand from each vendor's official pricing page and stored with the date and source URL. Values we could not confirm there are left blank. Last checked .