Microsoft Copilot (Microsoft 365 for home) pricing and free tier
Microsoft Copilot (Microsoft 365 for home) free tier: Limited Copilot use with a free Microsoft account. No numeric limit published. The cheapest plan billed monthly is Microsoft 365 Personal at $9.99/month (1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year.). Checked on the official pricing page on .
Prices are from each vendor's official pricing page, checked on . This page has no affiliate links.
| Plan | Billed monthly | Billed annually, per month | Included usage |
|---|---|---|---|
| Microsoft 365 Personal | $9.99 | $8.33 | 1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year. |
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| Microsoft 365 Family | $12.99 | $10.83 | 1 to 6 users (AI for the owner only). Same AI as Personal. 2 TB shared storage. $129.99/year. |
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| Microsoft 365 Premium | $19.99 | $16.67 | 1 to 6 users (AI for the owner only). Very high Copilot limits, research and analysis agents, 2 TB shared storage. $199.99/year. |
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Microsoft Copilot (Microsoft 365 for home) official pages
| Website | www.microsoft.com/en-us/microsoft-365/copilot |
|---|---|
| Pricing page | https://www.microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products |
| Checked | |
| Currency | USD |
| Free tier | Limited Copilot use with a free Microsoft account. No numeric limit published. Source |
The US page does not say whether prices include tax. Free-tier wording comes from the vendor's non-US page. Business plans excluded.
Cheapest plans of other AI chatbot tools
| Service | Monthly | Free tier |
|---|---|---|
| Gemini (Google AI plans) | $4.99 | Flash-Lite model, image generation and editing, Deep Research, Gemini Live, Canvas, Gems. 15 GB storage. |
| Mistral Vibe (formerly Le Chat) | $14.99 | Limited messages and web search. Limited coding sessions. Basic image generation. |
| Claude | $20 | Chat, web search, file creation and memory on web, desktop and mobile. Up to 5 projects. No Opus or Claude Code. Usage limit resets every 5 hours. |
| Perplexity | $20 | 3 Pro searches per day, 1 Research query per month, limited file uploads. |
Pricing tables for other AI tools
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Links marked "Affiliate link" pay us a commission if you subscribe. They do not change the order of the tables, which is sorted by price. Prices are as published by each vendor (most exclude sales tax and VAT). Check the vendor's page before you buy.
How this data is collected: Prices are read by hand from each vendor's official pricing page and stored with the date and source URL. Values we could not confirm there are left blank. Last checked .