Claude vs Microsoft Copilot (Microsoft 365 for home) pricing
As of , Claude's lowest-priced plan is $20/month (Pro, billed monthly) and Microsoft Copilot (Microsoft 365 for home)'s is $9.99/month (Microsoft 365 Personal, billed monthly). Both have a free tier.
Prices are from each vendor's official pricing page, checked on . This page has no affiliate links.
Claude plansPricing page (source)
Microsoft Copilot (Microsoft 365 for home) plansPricing page (source)
| Fact | Claude | Microsoft Copilot (Microsoft 365 for home) |
|---|---|---|
| Lowest monthly price | $20/moPro | $9.99/moMicrosoft 365 Personal |
| Lowest annual price | $16.67/moPro, billed annually | $8.33/moMicrosoft 365 Personal, billed annually |
| Free tier | Chat, web search, file creation and memory on web, desktop and mobile. Up to 5 projects. No Opus or Claude Code. Usage limit resets every 5 hours. | Limited Copilot use with a free Microsoft account. No numeric limit published. |
| Included usage (lowest-priced plan) | At least 5x Free usage per 5 hours. Opus, Claude Code, Research. Annual billing is $200/year (shown as $17/month). | 1 user. Advanced Copilot chat with higher limits than free, Copilot in Word and Excel, 1 TB storage. $99.99/year. |
| Paid plans listed | 2 | 3 |
| Source, checked | Source | Source |
Each value is copied from the vendor's pricing page with its check date. "—" means the page did not state it. This page states facts only and does not pick a winner.
Claude vs Microsoft Copilot (Microsoft 365 for home): questions
Which has the lower monthly price, Claude or Microsoft Copilot (Microsoft 365 for home)?
Microsoft Copilot (Microsoft 365 for home) Microsoft 365 Personal costs $9.99/month and Claude Pro costs $20/month, both billed monthly (checked ). Usage limits differ: see the table.
What do Claude and Microsoft Copilot (Microsoft 365 for home) cost billed annually?
Claude Pro: $16.67/month billed annually. Microsoft Copilot (Microsoft 365 for home) Microsoft 365 Personal: $8.33/month billed annually.
Do Claude and Microsoft Copilot (Microsoft 365 for home) have a free plan?
Claude: yes (Chat, web search, file creation and memory on web, desktop and mobile. Up to 5 projects. No Opus or Claude Code. Usage limit resets every 5 hours). Microsoft Copilot (Microsoft 365 for home): yes (Limited Copilot use with a free Microsoft account. No numeric limit published).
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All plans: Claude pricing · Microsoft Copilot (Microsoft 365 for home) pricing · AI chatbot pricing table
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How this data is collected: Prices are read by hand from each vendor's official pricing page and stored with the date and source URL. Values we could not confirm there are left blank. Last checked .